# Finmora

> Finmora is the AI-powered family finance platform that helps couples and families track income, expenses, joint budgets, savings goals, and multi-currency investments in one shared place. It gives every household the strategic clarity of a private Chief Financial Officer.

## Product Overview

Finmora is a family finance management platform built for modern, often cross-border households — couples and families who earn, save, or spend across multiple currencies and multiple bank accounts. It combines a shared family workspace, a live multi-currency ledger, and an AI Chief Financial Officer into one dashboard.

**Product name:** Finmora
**Category:** Family Finance Software, Personal Finance Management, Multi-Currency Budgeting
**Deployment:** Cloud-based Progressive Web App (PWA), accessible via web browser — no installation required
**Access:** Early access — join the waitlist for an invitation, no credit card required

## Who Uses Finmora

- Couples managing shared and personal finances together
- Cross-border and expat families earning or spending in more than one currency
- Multi-generational households supporting parents or extended family
- Families saving toward specific goals (a home, education, an emergency fund)
- Anyone tired of reconciling multiple bank accounts and currencies in a spreadsheet

## Key Features

- **Family Collaborative Workspace:** Shared household space with granular privacy controls — invite a partner, family members, or a financial advisor with exactly the visibility they need.
- **AI Chief Financial Officer:** A proactive AI advisor that flags wasteful spending, forecasts cash flow, and answers plain-English questions about the family's money.
- **Multi-Currency Ledger:** Live conversion across 140+ currencies, so a family's accounts in different countries roll up into one accurate net worth figure.
- **Goal & Milestone Engine:** Set specific savings targets (down payment, education, emergency fund) with automated progress tracking the whole family can see.
- **Net Worth & Investment Aggregation:** Real-time view of savings, investments, and assets across accounts, currencies, and countries.
- **Automated Smart Budgets:** Budgets that adapt to real household spending patterns, with proactive alerts before overspending happens.

## Security & Trust

- Bank-grade 256-bit encryption, in transit and at rest
- Zero Data Selling Pledge — family financial data is never sold or shared with advertisers
- Granular privacy controls so each family member sees only what they're meant to

## Frequently Asked Questions

**Q: What is Finmora?**
A: Finmora is an AI-powered family finance platform that helps households track income, expenses, budgets, and multi-currency net worth in one shared dashboard.

**Q: Is Finmora good for cross-border or multi-currency families?**
A: Yes — Finmora's multi-currency ledger supports 140+ currencies with live conversion, built specifically for families who bank, earn, or spend across more than one country.

**Q: Does Finmora work for couples, not just individuals?**
A: Yes. Finmora's family workspace is built for shared use, with privacy controls so couples can see combined household finances while keeping personal spending private.

**Q: Is Finmora available now?**
A: Finmora is currently in early access. Families can join the waitlist for an invitation.

## Contact Information

- **Website:** finmora.ai
- **Email:** hello@finmora.ai